Four products. One mandate.
Capital structured around the actual life of contingent-recovery litigation, for plaintiffs, attorneys, and the medical providers who treat them along the way.
Pre-Settlement Funding
for plaintiffs.
A non-recourse cash advance against the future proceeds of your pending legal claim. The advance is not a loan: there is no monthly payment, no obligation to repay if your case does not result in a recovery, and no impact on your credit. Repayment, when due, comes directly from the settlement or judgment proceeds at resolution.
Plaintiffs use pre-settlement funding to pay rent, mortgage, medical bills, child support, and basic living expenses while their case progresses. Some use it to weather a stalled insurance carrier; others to avoid taking the first lowball offer because they need cash.
We approve funding on the merits and projected value of the case. Past credit history, employment status, and income do not factor into the decision.
Attorney Case-Cost Funding.
A capital line for plaintiff law firms to fund the operational expenses of a contingency case, expert witnesses, depositions, e-discovery, trial graphics, court reporters, and the dozen other line items that drive a complex matter to resolution.
Unlike per-matter advances, our facility is structured at the firm level: one master agreement, one credit relationship, monthly draws against attested costs. You stop renegotiating each expert engagement and start practicing law.
Repayment comes from the gross fee disbursement when the case resolves. There is no recourse on dismissed or defense-verdict matters within the agreed pool.
Surgical & Medical Lien Funding.
Capital earmarked for surgical procedures, diagnostic imaging, physical therapy, and ongoing medical treatment while your liability case is pending. The funding pays the medical provider directly, with repayment secured by a lien on the case proceeds at resolution.
Plaintiffs whose injuries require treatment that exceeds their health insurance, or who carry no health coverage at all, use this product to obtain the medical care that supports both their recovery and the documentation of their damages.
Coordination is handled with your treating physician's office and your attorney; you do not need to write a check or file a claim. The medical lien is paid first from the recovery, ahead of attorney fees and other liens by agreement.
Post-Settlement Bridge Advances.
A short-duration advance for the gap between a signed settlement agreement and actual disbursement of funds. Settlement administrators routinely take thirty to ninety days to cut checks. For plaintiffs who have already lived without income through litigation, that final wait can be the hardest part.
Bridge funding releases capital within twenty-four hours of contract signing and is repaid in full from the settlement disbursement when it arrives. Pricing is the cleanest of any of our products because the repayment timeline is short and certain.
Particularly common in mass tort matters and structured settlements awaiting court approval.
Not sure which fits?
Send us a brief case summary and we will route you to the right product. Or call and ask, an underwriter will pick up.