Pre-Settlement Funding
Non-recourse cash advances to plaintiffs against pending settlements. No credit check, no monthly payments, no risk if your case does not prevail.
Plaintiff funding detailsBreeze Legal Funding provides non-recourse capital to plaintiffs and law firms in New York and New Jersey. Same-day decisions. Transparent flat rates. You only repay when your case prevails.
Four funding products engineered for the realities of contingency litigation, fast, transparent, and aligned with the outcome of your matter.
Non-recourse cash advances to plaintiffs against pending settlements. No credit check, no monthly payments, no risk if your case does not prevail.
Plaintiff funding detailsLitigation finance for law firms, expert witnesses, depositions, e-discovery, trial graphics, and operational expenses on a single firm-level facility.
Lines for law firmsFunding earmarked for surgical procedures, diagnostic imaging, and ongoing treatment while your liability case progresses through resolution.
Treatment lien fundingBridge capital for the gap between a signed settlement agreement and disbursement, including structured settlements awaiting court approval.
Bridge advancesBreeze underwrites across the full spectrum of contingency-fee litigation. If your matter is in suit and represented by counsel, we want to hear about it.
From application to wire transfer, Breeze closes most files in less than two business days. Here is exactly what to expect.
Complete the 60-second online application with your name, attorney's contact, and basic case facts. No credit pull, no documents, no fees.
Our underwriter contacts your attorney directly to review the matter, liability theory, damages, insurance, and projected resolution timeline.
You receive a written offer with a flat, non-compounding rate and one clear repayment figure tied to a defined milestone. No surprises.
Once your contract is signed, funds wire same-day to your bank, or by overnight check. The repayment obligation lives only with your case.
We built Breeze to fix what plaintiffs and trial lawyers told us was broken about legal funding: opaque pricing, slow underwriting, and consumer-finance tactics dressed up as litigation capital.
Speak With An AdvisorIf your case does not prevail, you owe Breeze nothing. Not principal, not interest, not fees.
One rate, fixed at funding. No quarterly compounding. No tiered escalators. The repayment figure is on page one of your contract.
We underwrite the merits of the case, not your FICO score or W-2. Bankruptcy, prior collections, none of it disqualifies you.
You and your attorney work with the person making the decision, not a routed call center, not an offshore intake desk.
Our documents and lien procedures are designed in coordination with state bar guidance on third-party litigation finance.
Single-firm credit facilities for contingency practices, built for firms running mass tort books, MDLs, complex commercial, and high-cost personal injury verticals.
"I had bills mounting and an insurance carrier slow-walking everything. Breeze closed in three days, paid the rate they quoted, and never called me chasing payment while my case was active. That is exactly how it should work."
"As a contingency firm running a heavy mass tort book, our case-cost burn was strangling cash flow. The Breeze line let us staff up two new MDLs without touching operating capital. Their team thinks like litigators."
"The intake process was the fastest I have ever experienced in this industry. Same-day call with the underwriter, written terms within 24 hours, funded the next morning. No funny math, no escalators."
"What surprised me most was that Breeze never tried to sell me anything I did not need. The underwriter actually told me on our first call that I might not need funding for another six weeks. Try getting that honesty out of the bigger firms."
"As a solo practitioner, I had been turned away by every traditional credit source for case costs. Breeze structured a $400,000 facility against my pipeline in twelve business days. They actually read the case files."
"Three years into a mass tort, our family was running out of options. The medical lien funding from Breeze covered my husband's surgery directly with the hospital, no out-of-pocket. The case settled fourteen months later. We could not have made it without them."
The mechanics of non-recourse advances, the math behind flat-rate pricing, and seven questions to ask any funding company before you sign.
Read articleSix covenants every plaintiff firm should negotiate before signing a master agreement, and three pricing terms that regularly slip past good lawyers.
Read articleA guide to pre-settlement funding disclosure requirements in New York and New Jersey, rate rules, and what has changed in the last twelve months.
Read articlePre-settlement funding is a non-recourse cash advance against the future proceeds of a pending legal claim. It is not a loan: there is no obligation to repay if your case does not result in a recovery. Repayment, when due, comes directly from the settlement or judgment proceeds at resolution.
Most plaintiff applications receive a written decision within 24 hours of our underwriter receiving the case file from your attorney. Funding wires the same business day a contract is countersigned.
No. Pre-settlement funding is underwritten on the merits and projected value of your case, not on your personal credit, employment, or income history. Past bankruptcies, collections, or unemployment do not disqualify you.
Advance amounts are typically 10–20% of the conservative anticipated net recovery, depending on case stage, liability strength, and jurisdiction. Initial advances usually range from $500 to $250,000+, with subsequent advances available as the case progresses.
If your case results in no recovery, defense verdict, dismissal, or otherwise, you owe Breeze nothing. The advance, the agreed repayment amount, and any associated fees are extinguished. That is what "non-recourse" means.
Your attorney is required to acknowledge the funding agreement and confirm they will direct settlement proceeds to satisfy the repayment at resolution. We work directly with your counsel to make this seamless and to ensure the structure conforms to bar guidance in your jurisdiction.
Yes. Breeze provides pre-settlement funding to plaintiffs and law firms in New York and New Jersey. Specific terms, rate caps, and disclosure requirements vary by state and will be reflected in your funding contract.
No credit check. No upfront fees. No payment unless your case prevails. Apply now or speak with an advisor, we are reachable seven days a week.
Submit the form and one of our underwriters will reach you the same business day. For attorney inquiries, please indicate your firm and the type of facility you are evaluating.