24-hour funding decisions · Non-recourse capital · New York coverage
Pre-Settlement Funding · Attorney Capital

Capital today. Justice on your timeline.

Breeze Legal Funding provides non-recourse capital to plaintiffs and law firms in New York and New Jersey. Same-day decisions. Transparent flat rates. You only repay when your case prevails.

What We Offer

Capital, structured around the life of your case.

Four funding products engineered for the realities of contingency litigation, fast, transparent, and aligned with the outcome of your matter.

01

Pre-Settlement Funding

Non-recourse cash advances to plaintiffs against pending settlements. No credit check, no monthly payments, no risk if your case does not prevail.

Plaintiff funding details
02

Attorney Case Cost Funding

Litigation finance for law firms, expert witnesses, depositions, e-discovery, trial graphics, and operational expenses on a single firm-level facility.

Lines for law firms
03

Surgical & Medical Lien

Funding earmarked for surgical procedures, diagnostic imaging, and ongoing treatment while your liability case progresses through resolution.

Treatment lien funding
04

Post-Settlement Advances

Bridge capital for the gap between a signed settlement agreement and disbursement, including structured settlements awaiting court approval.

Bridge advances
How It Works

Four steps. One outcome.

From application to wire transfer, Breeze closes most files in less than two business days. Here is exactly what to expect.

Apply

Complete the 60-second online application with your name, attorney's contact, and basic case facts. No credit pull, no documents, no fees.

Coordinate

Our underwriter contacts your attorney directly to review the matter, liability theory, damages, insurance, and projected resolution timeline.

Approve

You receive a written offer with a flat, non-compounding rate and one clear repayment figure tied to a defined milestone. No surprises.

Fund

Once your contract is signed, funds wire same-day to your bank, or by overnight check. The repayment obligation lives only with your case.

Why Breeze

A funding partner that respects your case file.

We built Breeze to fix what plaintiffs and trial lawyers told us was broken about legal funding: opaque pricing, slow underwriting, and consumer-finance tactics dressed up as litigation capital.

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  • True non-recourse.

    If your case does not prevail, you owe Breeze nothing. Not principal, not interest, not fees.

  • Flat, transparent rate.

    One rate, fixed at funding. No quarterly compounding. No tiered escalators. The repayment figure is on page one of your contract.

  • No credit, no income.

    We underwrite the merits of the case, not your FICO score or W-2. Bankruptcy, prior collections, none of it disqualifies you.

  • Direct underwriter access.

    You and your attorney work with the person making the decision, not a routed call center, not an offshore intake desk.

  • Bar-conforming process.

    Our documents and lien procedures are designed in coordination with state bar guidance on third-party litigation finance.

For Law Firms

Capital that scales with your docket.

Single-firm credit facilities for contingency practices, built for firms running mass tort books, MDLs, complex commercial, and high-cost personal injury verticals.

  • Firm-level lines from $250,000 to $25M, drawn against case inventory rather than per-matter approvals.
  • Direct draw on case costs, experts, e-discovery, depositions, trial prep, without renegotiating each advance.
  • Confidential matters welcomed. Underwriting under NDA, no co-counsel notification required.
  • Outcome-aligned repayment from gross fee disbursements; no obligation on dismissed or defense-verdict matters.
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Voices Of Our Clients

Built on relationships, not transactions.

Frequently Asked

Answers, before you ask.

Pre-settlement funding is a non-recourse cash advance against the future proceeds of a pending legal claim. It is not a loan: there is no obligation to repay if your case does not result in a recovery. Repayment, when due, comes directly from the settlement or judgment proceeds at resolution.

Most plaintiff applications receive a written decision within 24 hours of our underwriter receiving the case file from your attorney. Funding wires the same business day a contract is countersigned.

No. Pre-settlement funding is underwritten on the merits and projected value of your case, not on your personal credit, employment, or income history. Past bankruptcies, collections, or unemployment do not disqualify you.

Advance amounts are typically 10–20% of the conservative anticipated net recovery, depending on case stage, liability strength, and jurisdiction. Initial advances usually range from $500 to $250,000+, with subsequent advances available as the case progresses.

If your case results in no recovery, defense verdict, dismissal, or otherwise, you owe Breeze nothing. The advance, the agreed repayment amount, and any associated fees are extinguished. That is what "non-recourse" means.

Your attorney is required to acknowledge the funding agreement and confirm they will direct settlement proceeds to satisfy the repayment at resolution. We work directly with your counsel to make this seamless and to ensure the structure conforms to bar guidance in your jurisdiction.

Yes. Breeze provides pre-settlement funding to plaintiffs and law firms in New York and New Jersey. Specific terms, rate caps, and disclosure requirements vary by state and will be reflected in your funding contract.

Ready When You Are

A 60-second application stands between you
and the capital you need today.

No credit check. No upfront fees. No payment unless your case prevails. Apply now or speak with an advisor, we are reachable seven days a week.

Contact

Begin your application.

Submit the form and one of our underwriters will reach you the same business day. For attorney inquiries, please indicate your firm and the type of facility you are evaluating.

By submitting, you authorize Breeze Legal Funding to contact you and your designated attorney regarding your application. Submission does not constitute approval. All funding is non-recourse and subject to underwriting and applicable state law.

Application received. An underwriter will contact you within one business day. For urgent matters, please call 1 (800) 555-0100.